The Roof Can't Always Wait.
The Payment Can.
Here's a conversation I have every week: the roof needs work now, but nobody plans for a roof. It's not a kitchen remodel you dream about for years. It's the thing protecting everything else you own, and it picks its own timing. That's exactly what financing is for.
We offer financing through Synchrony, one of the largest consumer financing companies in the country. Depending on your approval, that includes 0% APR promotional options and monthly plans sized to fit a real household budget. I'm not going to list rates and terms on a webpage, because they depend on your approval and they change. What I will do is put the actual options in front of you at your estimate and walk through the honest math on each one.
For homeowners who want a secured option, we also offer PACE financing through Home Run Financing. PACE is repaid through your property tax bill and puts a lien on the property. I tell every homeowner that up front, before anything gets signed.
The way it works is simple: we look at the roof first and give you the real number for the work. Then, if financing helps, we go over the plans you qualify for. The price of the roof is the price of the roof, in writing, before anything gets signed.
And the answer we give is the same one we'd give a family member. If your roof has another few years in it, we'll tell you that too, and you can plan instead of react. No pressure either way.
How Financing Works With Us
- Free in-home estimate first, a real number for the actual roof
- Financing through Synchrony, on approved credit
- PACE financing through Home Run Financing, repaid on the property tax bill (it places a lien on the property)
- 0% APR promotional options available, depending on approval
- Monthly plans sized for household budgets
- The full price in writing before anything is signed
- Straight answers about whether the roof can wait
Frequently Asked Questions
Yes, 0% APR promotional options are available on approved credit through Synchrony. Which options you qualify for depends on your approval, so we go over the real choices at your estimate instead of advertising terms that might not apply to you.
At your estimate. Once you have the real number for the roof, we walk you through the financing options together and you apply through Synchrony. Most homeowners have an answer quickly.
Yes. You can pay outright, or choose between two kinds of financing: Synchrony, an unsecured loan on approved credit, and PACE, which is secured by your property and repaid through your property tax bill. Pick whichever fits you.
PACE is offered through Home Run Financing, a private program administrator licensed in California, not a government agency. It places a lien on your property and is collected with your property taxes. If you refinance or sell, the lender or buyer may require it to be paid off first. You get a written Financing Estimate and Disclosure before you sign, and you have three business days to cancel after signing (five if you are 65 or older). Not every home or improvement qualifies.